Facing the unexpected can be difficult, but Lincoln Heritage Financial is here to help. We understand that planning for final expenses can be a sensitive topic, but it’s an important step in protecting your loved ones from financial burden during an emotional time. That’s why we offer a variety of affordable life insurance plans designed to fit your budget and needs. Whether you’re looking for a basic policy to cover funeral costs or a more comprehensive plan that also includes burial expenses and other end-of-life costs, we have a plan that’s right for you.
Here are just a few of the benefits of choosing Lincoln Heritage Financial:
- Guaranteed acceptance: No medical exams or health questions required.
- Affordable rates: Plans start at just $15 per month.
- Flexible coverage options: Choose the amount of coverage that’s right for you.
- Peace of mind: Knowing your loved ones are protected gives you valuable peace of mind.
Frequently Asked Questions:
- What is Life Insurance?
Life insurance is a financial product that pays out a death benefit to your beneficiaries when you pass away. This benefit can be used to cover a variety of expenses, such as funeral costs, burial expenses, and outstanding debts. - How much life insurance do I need?
The amount of life insurance you need will vary depending on your individual circumstances. Some factors to consider include your age, health, income, and family size. A general rule of thumb is to purchase coverage that is 10-20 times your annual income. - What are the different types of life insurance?
There are two main types of life insurance: term life and whole life. Term life insurance provides coverage for a specific period of time, such as 10, 20, or 30 years. Whole life insurance provides coverage for your entire lifetime and also builds cash value that can be accessed through loans or withdrawals.