Plan
Life Long Insurance Plan
Rates Never Increase
The same low monthly rate you start at is the same rate you’ll pay for the life of the policy.
Paid within 24 Hours
Simple as that. No other life insurance company can make this promise.
No Physical Exam
Your insurance coverage is based on the information you provide in the application.
Comfortable Range
Protection from $1,000 to $20,000. You decide how much you need and can comfortably afford.
Affordable Payments
We want you to have peace of mind, which why we offer affordable monthly payments to all customers.
Builds Cash Value
After a certain amount of time you policy builds cash and loan value every year.
100% Secure
We help you discover any protection inclusions that are ideal for you.
24/7 Awesome Support
We help you discover any protection inclusions that are ideal for you.
Save Money
We help you discover any protection inclusions that are ideal for you.
Flexible Plans
We help you discover any protection inclusions that are ideal for you.
Trusted Company
We help you discover any protection inclusions that are ideal for you.
Safe Investment
We help you discover any protection inclusions that are ideal for you.
States our plan are offered In:
California, Arizona, Colorado, Nevada, Oregon, New Mexico, Texas, Florida, Illinois, Virginia, Wisconsin, Idaho, Utah, Montana, Hawaii, Alaska
Qualifying Ages:
- Final expense: 0 – 85
- Modified: 0-85
- 20-Pay: 0-80
The protection that fits your needs
Life Long Insurance
Our funeral insurance plan pays cash for funeral and other expenses anywhere in the world and is accepted by funeral directors everywhere. Your insurance coverage can include an accidental death benefit of up to $100,000*. We know that accidents happen suddenly and unexpectedly. In the event of accidental death, this amount would be paid to your beneficiary in addition to your final expense life insurance coverage.
We’ll hold your hand every step of the way
When a policyholder passes away – we want to make sure things go smoothly and easily for your loved ones. On your behalf, the Funeral Consumer Guardian Society (FCGS) immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.
- When you enroll for Funeral Advantage insurance coverage, you can also decide the details of the funeral arrangements of your choice…a 2-page final wishes form makes it fast and simple.
- FCGS keeps your wishes safe and secure on file
- Your loved ones get a 24-hour toll-free service number to call in time of need
- FCGS immediately goes into action – comparing up to 3 different funeral homes to find the best price available
- Families save an average of $1,800 on traditional funerals and up to $600 on cremation
The FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything from anyone.
FCGS saved Life Long Insurance Agency life insurance policyholder families over $13 million on funeral costs last year